GetCover is the first offline to online (O2O) insurtech platform that provides onboarding, renewal, and comparison services for motor insurance. Our platform automates the entire onboarding and renewal process. This increases the distributors’ productivity and efficiency while reducing the overall operating costs for serving our customers.

GetCover’s seamless platform automates the entire onboarding and renewal process, which increases the distributors’ productivity and efficiency, while at the same time reduce the overall operating costs to better serve customers.

Customer engagement is delivered through our user-friendly mobile app, where our participating partners will provide 24/7 call support. Besides, through the mobile app GetCover customers can deal with car insurance right at their fingertips. What used to take a few hours would now only take a few minutes at your convenience.

“We’ve been monitoring the insurance industry for years, understanding the customer’s pain points from onboarding, renewal, payments to service claims. With our mobile app and suite of services, we believe we have addressed many of these pain points and taken the user experience to a new level of service”, said Paul Khoo, Chief Executive Officer of GetCover.

Around the world, new and innovative insurance models have grown to offer customers alternative choices of engagement and experience. All because of tech-savvy millennials who are spearheading this aggressive growth, challenging the status quo of the existing traditional models.


Our vision is to be a pioneering leader of online insurance platform in Malaysia and ASEAN, changing the face of insurance by offering quality insurance products with our partners through new lifestyle offerings for greater information, convenience, rewards and service to our customers.

A new way of insurance

GetCover is created to make a difference by connecting insurers, intermediaries and clients with state of art technology:

Enable the insured an ease and convenience in onboarding, renewal and payment.

Enable the insurers & intermediaries to offer insurance and financial products through GetCover App.

Offer from offline to online onboarding, renewal and transactional platform services.

A paperless system to improve productivity of intermediaries & participating insurers.

For our initial phase, we will offer car insurance to the Malaysia market:

There are plans to expand the product suites and markets, catering to a more lifestyle enabled platform.

As we expand and grow, GetCover will continue to listen to our customers, research and innovate new platforms to offer our customers better choices and service for their insurance and lifestyle needs.



Dato’ Marcus Kam


An Outstanding Entrepreneur With Nearly 2 Decades Of Vast Operations And Marketing Knowledge

Dato’ Kam Kok Fei (Group President & CEO / Director / Major Shareholder of Pathlab), a Malaysian, aged 52. A graduate from Monash University with a Bachelor of Chemical Engineering (Hons). Dato’ Kam KF aso holds two (2) Master’s degree in Science (Biotechnology) and Business Administration from the University of New South Wales, Australia.  Dato’ Kam KF started his career as a Treasury Risk Manager (Investment Banking) with Citibank Australia from 1989 to 1990 and thereafter, as a Treasury Derivatives Dealer (Financial futures and options) with Dresdner Bank Australia from 1991 to 1992. Dato’ Kam KF has capped his illustrious career when he was conferred the award of Dato’ Setia Negeri Sembilan which carries the title Dato’ on 19 July 2007 by DYMM Tuanku Yang Di-Pertuan Besar Negeri Sembilan.

Dato’ Kam KF is currently the Group President & CEO of Pathlab. Dato’ Kam KF is an outstanding entrepreneur with nearly 2 decades of vast operations and marketing knowledge, Dato’ Kam KF’s proven expertise is reputed in several business interests ranging from property investment, medical diagnostic field, chemical, analytical & consulting services, environmental monitoring and assessment, distribution of health supplement products. Pathlab is well known household names in both Singapore and Malaysia and has business operations spanning across the South East Asia region (Thailand, Indonesia & Cambodia) and Hong Kong. Besides being a Chartered Chemist, an Associate Member of the Institute of Chemical Engineers as well as a Member of The Royal Society of Chemistry (RSC), Dato’ Kam KF is also an active participant in the Young Presidents Organisation (YPO), President of Malaysian Association of Private Medical Laboratories (MAPML) and Council Member of Malaysian Retailer Chains Association (MRCA).


Paul Khoo

Chief Executive Officer

Over 18 Years Of Financial Services Industry Experience

Paul has over 18 years of financial services industry experience and obtained his fund manager representative license while he was in the fund management industry. He joined StandardFA from a local asset management firm, where he was CEO, overseeing Malaysia & Vietnam. He started his fund management career with a global asset management firm and assumed various senior roles before serving as their Chief Marketing Officer. He is currently sitting as board of governor and honorary secretary of Financial Planning Association of Malaysia (a non-profit organization). He has served as independent director, audit committee, nomination & remuneration committee of a listed mobile virtual network operating company from 2011 to 2014. He graduated from University of New Orleans, USA with a Bachelor of Science in Finance majoring in Investment.


Ruzilah Mohammad Alias

Chief Operating Officer

Pn Ruzilah or better known as Ruzi holds a Bachelor in Business Administration majoring in International Business, and Advance Diploma in Information Technology. She has been with StandardFA since 2001 as a pioneer staff and was appointed as an Executive Director and Head of Operations in 2006 where she had overseen operations including accounting, commissions, information technology systems and back office support systems. Subsequently, she has been appointed as Executive Director in StandardFA overseeing Legal, Compliance & Human Resources. She is responsible for implementation of robust compliance framework and controls across the business and liaising with industry regulators. She has been trained by the largest financial planning company in Australia, Professional Investment Services Pty Ltd on the company operations, legal and compliance. She is currently a board member of Ethics & Compliance of Malaysian Financial Planning Council. Ruzi has later joined the Getcover’s Executive team as Executive Director and Chief Operating Officer in February 2017.


Insurer Partners

Licensed Intermediary Partner

Lonpac Insurance Bhd

Lonpac Insurance Bhd (Lonpac), a wholly owned subsidiary of LPI Capital Bhd, was incorporated in Malaysia on 12 July 1994. It commenced underwriting of general insurance business after a rationalisation scheme on 1 May 1999. The paid-up capital of the Company is RM200,000,000 comprising of 200,000,000 ordinary shares of RM1.00 each. The Company operates through 21 branches in Malaysia and a foreign branch in Singapore to serve the clients better.

Visit our official website ⟩

MPI Generali Insurans Berhad

MPI Generali Insurans Berhad formerly known as Multi-Purpose Insurans Bhd is a strategic partnership between Multi-Purpose Capital Holdings Berhad, which is a wholly-owned subsidiary of MPHB Capital Berhad, a public listed company, and Assicurazioni Generali S.p.A., one of the largest global insurance providers with a rich heritage going back to 1831.

MPI Generali is licensed by Bank Negara Malaysia under the Financial Services Act, 2013 (which repealed and replaced the Insurance Act, 1996). The core business is underwriting of general insurance business offering innovative insurance products and services which can be customized to the specified needs of our individual and corporate clients. Established locally in 1973, MPI Generali has more than 40 years’ of experience in serving commercial, institutional and individual customers from across Malaysia. MPI Generali has a network of 12 branches strategically located in major towns in East and West Malaysia.

Visit our official website ⟩

Standard Financial Advisers Sdn Bhd (StandardFA)

Established on 9th August 1999, StandardFA is the leading, award-winning and the largest Financial Adviser Dealer Group in Malaysia. StandardFA holds a Capital Market Services License (CMSL/A0173/2007) issued by the Securities Commission of Malaysia and also licensed by Bank Negara Malaysia under the Financial Services Act 2013. With total fund under advice of RM 1 billion and growing, StandardFA delivers thorough and independent financial solutions across a range of specialize wealth management areas, from Savings to Investments to Pensions, Protection and Preservation to their diverse Private Clients and Corporates.

Visit our official website ⟩